Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Abbreviations
1.5 Organization
1.6 Related Documents
1.7 Glossary of Icons
2. Creation of Retail Term Deposit Account
2.1 Stages in Retail Term Deposit Creation
2.2 Process Flow Diagram
2.3 Receive and Verify
2.3.1 Receive and Verify TD Account Opening Form and Documents
2.3.2 Capturing Primary Customer Details
2.3.3 Capturing Secondary Customer Details
2.3.4 Capturing Tertiary Customer Details
2.3.5 Uploading Documents
2.4 Decide on Approval for Missing Documents / Details
2.5 Input Details
2.5.1 Input Details of Term Deposit
2.5.2 Specifying Main Details
2.5.3 Specifying Nominee Details
2.5.4 Specifying Interest Details
2.5.5 Specifying Rollover Details
2.5.6 Specifying MIS Details
2.5.7 Viewing Change Log
2.5.8 Viewing Balance Transfer Log
2.5.9 Specifying Interest Payout Details
2.5.10 Capturing Primary Customer Details
2.5.11 Capturing Primary Customer Main Details
2.5.12 Capturing Primary Customer Personal Details
2.6 Verify Details of Input
2.7 Modify Details of Input
2.8 KYC (Retail) Review Info
2.8.1 KYC (Retail) Review Info Stages
2.8.2 Verify Prospect /Customer Details
2.8.3 Ascertain if KYC Checks are Required
2.8.4 SDN Check
2.8.5 Verify SDN Match
2.8.6 Inform Regulatory / Internal Authorities on KYC Checks Failure
2.8.7 Internal Blacklist Check
2.8.8 Verify Customer / Prospect Contact Details
2.8.9 Other KYC Checks
2.8.10 KYC Decision
2.9 Block Customer in the System
2.10 Generate Advice of Rejection of Request for Opening TD
2.11 Dispatch Advice of Rejection
2.12 Check if Funds are Available for Opening TD Account
2.13 Create Customer / Modify Customer Details in the System
2.14 Book Term Deposit
2.15 Generate Term Deposit Receipt / Confirmation Advice
2.16 Store Document Reference Number in the System
2.17 Dispatch Confirmation Advice and Store Documents
2.18 Limit Validation for TD Opening
3. Function ID Glossary